Impersonation scams are on the rise. Please be aware that F&M Trust will never ask for your online banking credentials or any other confidential information by text, email, or phone. If you receive a request from someone asking for this information, that person is not a representative of F&M Trust. If you are suspicious of a request, please contact us at 717-264-6116 or visit your local Community Office for assistance.
Show MoreF&M Trust's Mortgage Team has decades of experience. Always ready to help you whether you are a first-time home buyer, building or refinancing your home. Our Mortgage Experts are dedicated to making the process easy from start to finish, delivering personalized service every step of the way.
Senior Mortgage Loan Officer
NMLS# 363965
Complete the form to create an account and submit your application.
Richard is just an email, text message, or phone call away.
Mobile: 434.251.4973
richard.scott@f-mtrust.com
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