This home equity line of credit not only gives you quick access to the cash you need when you need but also puts you in control of your interest rate. Whether you are making home improvements, financing major purchases, making tuition payments or consolidating higher interest debt you can put the equity in your home to good use with FlexLOC.
Get a low introductory annual percentage rate for 12 months - WSJ Prime Rate minus 3.00%. After intro period, APR remains variable - WSJ Prime minus 0.50%.
Minimum line $10,000; maximum line $300,000. Up to 85% loan-to-value. Minimum credit score required. All lines are subject to credit approval and are for consumer purposes only. Line of credit available on 1-4 family, owner occupied PA and MD properties only. Insurance must be carried on property securing the line, including hazard and flood insurance if applicable. Lines of credit closed within 3 years of origination date will be charged deferred settlement costs. Additional restrictions, limitations and exclusions may apply. Maryland Properties: F&M Trust pays Recordation Tax on loan amounts up to $150,000; borrower is responsible for Recordation Tax on loan amounts greater than $150,000.
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