Contact Us

Phone: (717) 264-6116
Toll free: 1 (888) 264-6116
Telephone Banking: (717) 261-3662

Mailing Address:
F&M Trust
PO Box 6010
Chambersburg, PA 17201

Or visit any of our locations.

To report a lost or stolen MasterCard® debit card (including Freedom Card, Franklin Busine$$Card, or HSA Card), please call:

1 (888) 264-6116 - During regular banking hours
1 (800) 236-2442 - After hours

To report a lost or stolen Business Visa® credit card, please call:

1 (866) 552-8855 - Available 24hrs

Fill out the following form to email us a question or comment.
For your safety and security, please do not include sensitive personal information such as account, social security and personal identification (PIN) numbers in your message. For specific questions regarding your account, please contact a Customer Service Representative at 888-264-6116.

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