What sets F&M Trust apart from the other financial institutions is our commitment to personal and professional service. For over 100 years, F&M Trust has been providing individuals and families with quality financial services and personal attention. You'll find experienced and knowledgeable staff willing to understand your needs and offer solutions to meet them. You get fast, personal response to credit and other banking requests with decisions made locally right in your community.

We know that it can be challenging to stay on top of the changes that can affect your financial situation. That's why we offer a wide range of banking services that, combined with our relationship approach and extensive community office and ATM locations throughout Franklin, Cumberland, Fulton, and Southern Huntingdon Counties, deliver FINANCIAL SOLUTIONS...FROM PEOPLE YOU KNOW.

Managing Your Money
Solutions for managing your money include checking services, convenience services like debit and ATM cards, and more.

Borrowing Money
From personal loans and lines of credit to home equities and mortgages, look to F&M Trust to provide borrowing solutions to meet your needs.

Saving
For major purchases, vacations, a new house, your nest egg . . . put your money to work for you with one of F&M Trust's FDIC-insured savings solutions.

Investing
For retirement planning, college tuition, investment diversification . . . you'll find a variety of investing solutions made available through INVEST Financial Corporation, Member FINRA/SIPC.

(Products are Not FDIC Insured. Not a deposit or other obligation of, or guaranteed by any bank. Subject to risks including the possible loss of principal invested. not insured by any government agency.)

Earnings Power Protection
Your greatest asset is your future earnings potential. We offer ways to help you protect and enhance your earnings power.